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Exchange Visitor / Visiting Scholar Plans

Plans & Terms

Short-term medical plans tailored for J-1 visa holder and their dependents that meet the US visa insurance requirements. These plans provide accident and sickness coverage while you are temporarily away from your home country, participating in an educational or cultural exchange program.

Sunflower

$100 in-network deductible per covered sickness/injury
  • Aetna PPO Network
  • $100,000 maximum benefit per covered sickness/injury – No Lifetime Limits
  • 100% Preferred Allowance Coverage In-network, 100% UCR Coverage Out-of-Network
  • $100 Deductible per covered Sickness/Injury
  • $250 Emergency Room Copay
  • Prescription Coverage 100% of charges
  • Pre-Existing Conditions – 12 Month Waiting Period
  • $50,000 Medical Evacuation & Repatriation
  • $25,000 Return of Mortal Remains
  • Dependent coverage available
  • Underwritten by AXIS Specialty Europe SE

NOTE: Dependent coverage is available only for students/scholars insured under this plan. Coverage must be purchased at the time of the primary insured’s initial policy year enrollment or within 30 days of birth/marriage or arrival in country.

Rose

$250 in-network deductible per covered sickness/injury
  • Aetna PPO Network
  • $100,000 maximum benefit per covered sickness/injury – No Lifetime Limits
  • 80% Preferred Allowance Coverage In-network, 80% UCR Coverage Out-of-Network
  • $250 Deductible per covered Sickness/Injury
  • $250 Emergency Room Copay
  • Prescription Coverage 80% of charges
  • Pre-Existing Conditions – 6 Month Waiting Period
  • $50,000 Medical Evacuation & Repatriation
  • $25,000 Return of Mortal Remains
  • Dependent coverage available
  • Underwritten by AXIS Specialty Europe SE

NOTE: Dependent coverage is available only for students/scholars insured under this plan. Coverage must be purchased at the time of the primary insured’s initial policy year enrollment or within 30 days of birth/marriage or arrival in country.

Program Tools

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