Student-Centric, Solutions-Oriented and Future-Focused.

We have 40 years of experience servicing educational institutions with comprehensive insurance to meet the challenges of modern student life.

Who We Are

We Are The Partner You Have Been Waiting For.

As innovators, we are always a step ahead.


Our holistic approach encompasses institutional goals with programs centered on student retention, ensuring that every student has affordable options and customized care.


Our online resources and wellness tools meet the students’ immediate needs and provide 24/7 support.


Through ongoing innovation, our mission is to create products that are focused on students physical and mental well-being with the goal of having a brighter future.

What We Do

Innovative Insurance Solutions

Consulting Services

We analyze your current program to develop solutions..

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Customer Service

Our experienced team is ready to answer questions and support you every step of the way.

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Waiver System

Our advanced, customizable online waiver system makes it easy for students to waive and for administrators to manage programs.

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Social media, brochures, email reminders and text notifications. We can do all the outreach so you have one less worry.

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Customized Web Pages

Tailored landing pages seamlessly integrate into your website to provide program information and easy access for students.

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ASAP / FutureHealth

Our resource platforms provide 24/7 access for students – offering counseling services (ASAP) along with health and wellness education (FutureHealth).

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Made For Modern Student Life

A Student Assistance Program (ASAP)

ASAP encompasses total wellness by offering support for both body and mind.

24/7 Support

Our comprehensive counseling service offers immediate and confidential support through our 24/7 toll-free hotline.

Mental Health Resources

Our online wellness program provides students access to the latest information from the area’s top medical doctors and mental health professionals.


What Clients Are Saying About Us

We proudly share 40 years of providing students with the utmost care and coverage.


Weekly Health & Wellness Articles

Mini Meals for College

Sometimes a little can go a long way! Mini meals can help satisfy your appetite, stabilize your blood sugar levels, and provide nutrients to your body throughout out the day! Smaller, more...

How To Eat Mindfully

Eating mindfully is a practice that involves paying full attention to the experience of eating. It allows you to fully savor and appreciate your food, while also being more aware of your...

How Your Thoughts Affect Your Actions

The relationship between thoughts and actions is a fundamental aspect of human behavior. Our thoughts play a crucial role in influencing our actions, and the connection between the two is often described...

How To Live a Healthier Life

Living a healthier life involves making positive changes in various aspects of your lifestyle. Here are some tips to help you live a healthier life: Eat a balanced diet: Focus on consuming a...

Salty Snacks for College

Salty snacks do more than just satisfy your cravings! They help you stay hydrated, promote good vascular health, balance your electrolytes, prevents muscle cramping, supports your nervous system, and improves your sleep!...

Neurodevelopmental Disorders

Neurodevelopmental disorders are a group of conditions that affect the development and functioning of the brain and nervous system, typically occurring during early childhood. These disorders manifest as impairments in various areas,...

Anger and Mental Health

Anger and mental health can be interconnected, but the relationship between the two varies from person to person. While experiencing anger is a normal emotion and a part of the human experience,...

The Importance of Your Oral Health

Oral health affects not only our smile, but our ability to eat, speak and show emotions. It also can affect one’s self-esteem, school/work performance, and attendance at work or school. Overall, your...

Protein Packed Snacks

Sometimes you are busy with classes, work, or just with life, it can be difficult to keep up with your food intake. That’s why it is important to keep some protein-packed snacks...

Food and Our Mood

Food is a necessity for us all. We all have different diets and/or likes or dislikes, but did you know that your diet could affect your mental health and even your mood?...

ABC of Mental Health

The ABCs of mental health are principles that help promote mental health and wellbeing for individuals and organizations. A – Ask Yourself How You’re Feeling Make sure to do a check in with yourself,...

When To Go To The ER Versus Urgent Care

When to go to Urgent Care Urgent care centers are for non-emergency illnesses or injuries. If you are unable to see your primary physician, urgent care handles a variety of medical issues that...

The Five Domains of Life

The five domains of life are spirituality, family, work, health, and community. Spirituality – This is the most neglected area of life. You do not need to practice faith to be spiritual. It...

The 5 Concepts of Mental Health

1. Hope Throughout the course of our lives, we face many different difficulties and challenges. What keeps us afloat and believing that we will be okay, is hope. This concept is working through...

The 4 As of Mental Health

The 4 As of mental health are there to help you with your stress management. They are the following: avoid, alter, accept, and adapt. When you are stressed, there is an emotional...

The 4Cs of Mental Health

The 4 Cs of mental health are set to help you love yourself and create that mental toughness needed to do so. Mental toughness is the capacity to work hard to reach...

Behavioral Health

Behavioral health is the connection between behaviors and the health and wellbeing of the body, mind, and spirit. This includes your eating habits, drinking or exercising, that impact your physical and mental...

Emotional Health

When you think of health, most people automatically think of physical health. However, your emotional health plays a major role in your overall well being. Emotional health is an aspect of mental...

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